Central Missouri / Missouri River Corridor

River-corridor property can sit in mapped floodplains

Land along the Osage, Gasconade, and Missouri rivers can fall in mapped floodplains, which affects insurance, building, and road access, so buyers should check official flood maps for a specific parcel

Rivers wrap around Osage County. The Osage River runs along the south. The Gasconade River is nearby. The Missouri River corridor sits to the north. Because of this, a lot of low land here is in or near a mapped floodplain. A floodplain is land that can flood. Some low roads near the rivers can flood too.

Are you buying river-valley land? Then ask three things. Is the parcel in a mapped flood zone? What does that mean for flood insurance? How do river levels affect getting in and out by road?

Two official tools help. The FEMA Flood Map Service Center shows the flood zone. MoDOT’s traveler information shows road closures during high water.

Check the flood map for your exact parcel before you buy. Learn which roads flood. Do not assume all river land carries the same risk. Confirm the details with the local office.

References

Where this fits: this note belongs to Osage County. See every local note for the county on its page.

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