Central Missouri / Missouri River Corridor
Unincorporated Callaway is not the same as Fulton or Holts Summit
Callaway County says unincorporated areas do not require county building or occupancy permits, while incorporated cities and villages may have their own rules.
A rural Callaway address gets different treatment from an address inside Fulton or Holts Summit. In unincorporated Callaway County, the county does not require building permits or occupancy permits.
City and village limits change the errand. Incorporated places may have their own planning and zoning rules, building permits, or occupancy permits. The county names Fulton, Holts Summit, Lake Mykee, New Bloomfield, Mokane, Kingdom City, and Auxvasse as places to check.
The plain question is where the address sits. A house site, rental, business space, or small build may be outside county permit rules and still inside a city rulebook. Start with the exact address, then match it to the local government that covers it.
References
More from Callaway County: browse every local note for the county.
Last checked against the sources above: July 16, 2026.