St. Louis Region
Meramec River areas in the County carry floodplain homework
Communities along the Meramec in south St. Louis County have a real flood history, so flood-zone status and insurance are worth checking before buying near the river.
South St. Louis County includes communities along the Meramec River that have flooded in past high-water events. Near the river, a flood-zone designation is the first question to ask: it can affect flood-insurance expectations and lender requirements. The FEMA Flood Map Service Center is the official place to check a specific address, and some riverfront areas have seen buyout and floodplain-management activity over the years. The practical move is to look up the parcel’s flood-zone status early rather than assuming proximity to the river is fine because a particular year was dry.
References
Where this fits: this note belongs to St. Louis County. See every local note for the county on its page.