Residential occupancy is its own City permit step

A sale, rental, or change of occupancy in St. Louis City can have a City permit step of its own. The Building Division handles occupancy permits, including the residential process tied to Housing Conservation inspection.

That inspection is not the same thing as a seller disclosure, a lease, or a private home inspection. It is a local government check for basic interior code items and minimum exterior standards. The paperwork lives with the City Building Division, not with a real-estate agent’s packet or a lender’s file.

This is the kind of step that can surprise people late in a move. Keep it separate from the private parts of the deal: contract, lease, buyer inspection, and financing. Residential occupancy is the City process, and the permit path belongs with the Building Division for the address.